Financing
Car & Van Finance in Duns – Flexible Vehicle Funding Options
At J Aitchison Duns, we offer a wide range of car and van finance solutions to help you get the vehicle you want, at a monthly budget that works for you. Whether you’re looking for nil deposit finance, a PCP plan, or our specialist VAT Assist option for commercial vehicles, our team will guide you through the process from start to finish.
We work with a carefully selected panel of trusted funders to provide competitive, accessible finance deals. We may receive financial remuneration from introducing business to these funders or retailers.
FCA Legislation & Commission Disclosure
In line with FCA regulations, any customer (private individual, sole trader, or small partnership) entering into a finance agreement regulated by the Consumer Credit Act has the right to request details of the commission we receive.
Why Finance Your Vehicle Through J Aitchison Duns?
- Convenient – We can arrange your finance in-house, making the process quick and straightforward.
- Straightforward – Finance is organised alongside preparing your new car or van for delivery. Apply today and, once approved, complete all paperwork when you collect your vehicle.
- Assured – Our finance is regulated and overseen by the relevant authorities, giving you peace of mind that the process is conducted professionally and fairly.
- Choice – We offer traditional finance, PCP options, and our exclusive VAT Assist scheme for commercial vehicles.
Nil Deposit Finance
If your budget is tight, we offer nil deposit finance on selected vehicles. This means you can get behind the wheel without having to pay an upfront deposit – ask in the showroom for full details.
VAT Assist – Helping Commercial Buyers Manage Cash Flow
Our VAT Assist finance scheme is designed for commercial vehicle buyers who want to spread the cost of their deposit. Traditionally, customers purchasing a new or used light commercial vehicle needed to pay at least the VAT amount upfront. With VAT Assist:
- You don’t pay the VAT equivalent amount until 3 months after delivery.
- By this time, your VAT return will usually have been completed – avoiding cash flow disadvantages.
Key benefits:
- VAT equivalent collected on the 4th payment
- Terms from 12 to 60 months
- Maximum advance of £15,000 + VAT
- Available to private individuals, sole traders, partnerships, limited companies, and PLCs purchasing light commercial vehicles
Get a No-Obligation Finance Quote
Whether you’re buying a car or a van, our finance options are competitive, convenient, and fully regulated. Visit our showroom in Duns or call us on 01361 882720 for more information and a no-obligation quotation.
All quotes are subject to acceptance, terms, and conditions.
